The Spender's Guide to Debt-free Living

The Spender's Guide to Debt-free Living

Book - 2016
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Popular blogger Anna Newell Jones of delivers this self-help manifesto that reveals how a "spending fast" will help you get on the road to living debt-free.

In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate "spender," she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn't take action, but she didn't know where to look for help. On a whim, Anna decided to go on a spending fast--an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn't and wrote about it on her blog, Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune.

Anna's journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender's Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including:

Creating a personalized Debt-Free Life Pledge. Understanding where your money is going when you're in debt, and where it will come from to pay it off. Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you. Finding additional income sources and generating side gigs. Re-integrating spending into your life once you're out of debt, so that you stay out of debt.

Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender's Guide to Debt-Free Living proves that you don't have to win the lottery or get a new job to change your life.

Publisher: New York, NY : William Morrow, 2016
ISBN: 9780062367181
Branch Call Number: 332.024 JON 2016
Characteristics: 229 pages


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Aug 21, 2019

Frankly speaking I have no idea why this book got such good reviews unless of course the general financial literacy is abysmal and therefore requires such baby steps to get folks out of apathy and idiocy.
The book was useful only in introducing the idea of stopping the buying business.
I like to buy junk myself so it was nice that the writer doesn't act holier than thou in talking about junk collection and yet, I could find no strategies to stop buying junk other than what I have devised for myself which is becoming a recluse and avoiding temptation (garage sales).
Basically a waste of time to read this book but there are pretty pictures, one of which was on wants and needs which is the reason we sell ourselves for money.
We morph our wants into needs day and night to justify buying junk and then act as if we don't know this.
Basically all we have to do is stay away from our tempting targets (eg. garage sales), do the donating of junk in your house in small purges and finally stop buying new junk to replace old junk.
It's that simple.
Also it helps if you don't carry any debt. Zero.

Aug 06, 2019

This book is so good that I'm sharing it with 2 of my friends that have similar problems. When I started reading this book I realized that I was very similar to the author and often went shopping and out socializing without even looking at my bank account. That helped me keep up with my friends socializing and in fancy clothes. But unfortunately I got laid off and my income was gone so I had a big realization of the huge debt I had and how was I going to fix the situation. This book really encouraged me and the author is honest about not being perfect. She has some great ideas that I implemented immediately. Just as she says in the book, I've found my friends are really supportive and we have developed better friendships. Also, this book states you just have to change your way of thinking about money and it's fun to think of ways to keep more money in your pocket even after you pay off the debt. Highly recommend this book!

May 04, 2018

So I got roughly halfway through this book before I had to return it because so many other borrowers were waiting for it. I immediately placed another hold because I really want to try this method. I am fed up with my debt issues and would like to solve the problem once and for all.

Anna Newell Jones's "spending fast" method does seem extreme and for good reason. Changing the bad habits of a lifetime is hard work. To her credit she acknowledges (in a straightforward and breezy writing style) that staying focused and committed to non-essential spending is tough, especially, she says, in the first three months. A big reason for that is because the very nature of the plan forces you to confront the mindlessness and impulsivity that got you buried in debt in the first place and keeps you there. That can be painful. Insightful, but painful.

As it's outlined here, a spending fast constantly makes you ask yourself questions like "Is this really something I need? Or is it just something I want right now?" and "Why do I want this right now?" Doing this also prompts you to remember how much longer it will take you to get out of your debt once and for all if you don't/can't/won't stop impulsively spending. Almost immediately you'll start to take a long, hard look at why you buy the things you buy and what might be triggering your spending. (Retail therapy, anyone?)

I am totally skeptical/nervous/freaked out about this plan. Could I really do this? For an entire year? Honestly, I don't know. But maybe the hard work of examining my behavior, making a plan, and sticking to it is just what I need to get not just my spending but other areas of my life on a healthier path.

Aug 19, 2017

I found the idea of a spending fast very unrealistic for myself.

Gina_Vee Jul 19, 2017

This is an amazing book. Started my spending fast in February!

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Gina_Vee Jul 19, 2017

Gina_Vee thinks this title is suitable for 18 years and over


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